In general, he says, don’t rely too heavily on

canada goose A former Wall Streeter who travels the world on credit-card points says there's one card that's better than the rest Kathleen Elkins Oct. 11, 2015, 12:30 PM If you’re a frequent traveler, try the Chase Sapphire Preferred credit card.Flickr / Moyan BrennBrian Kelly’s most recent international trip through Ghana, Rwanda, and South Africa cost him just $5.60, Vice reports. The former Wall Streeter turned “The Points Guy,” travels the globe up to six months a year — and he does it for next to nothing, thanks to credit-card rewards and frequent-flyer miles. When he’s not jet setting, he’s running his website, The Points Guy. In an interview with Vice, Kelly shared the No. 1 card for those looking to maximize their travel: the Chase Sapphire Preferred Card. “It’s got good earning and redeeming,” he tells Vice. “[With] most airline or hotel credit cards www.musichouseltd.co.uk , you get two points for that airline or that hotel, but with the Sapphire, you get two times [back] on every single airline, hotel, car rental, and subways, parking, campgrounds, and amusement parks — it’s this huge category.” Dining includes everything from Seamless to restaurants, and the card offers a sign-up bonus of 40,000 extra points if you spend $3 www.musichouseltd.co.uk ,000 in the first three months. “Those 40,000 points, in my opinion, are worth about $800,” says Kelly. “You’re almost at a ticket to Europe just from getting the card.” The $95 annual fee is also waived the first year. “It’s really just a no-brainer,” he says. Kelly’s pick for second-best card is the Starwood Preferred Guest Card, which earns you one “point” for every dollar spent, and allows you to transfer points to 34 different airlines. “Basically, travel and dining I put on the Sapphire because I’m getting double, but for everything else — clothing, and purchases where I’m not going to get a bonus — I put on the Starwood,” Kelly explains. In general, he says, don’t rely too heavily on airline-specific cards. “With airline credit cards, you’re betting on that airline,” he tells Vice. “Would you put your entire life savings into Apple stock? Just because it did great last year, it could tank this year, and then you’d be screwed.” Read the full interview at Vice. SEE ALSO: The best credit cards for travelers NOW WATCH: The way you pay with a credit card will start to change on October 1 — here's what you need to know canada goose parka